Budget Mastermind is very excited and proud to help pave the way for your financial health. Our expertise, passion and mission lies in helping small businesses grow and succeed; mainly through getting more and better access to low-cost capital – their biggest challenge.

We provide our clients with specialist knowledge, advice and free Consultancy services. We assist our clients to get the funding support they need for their business and development projects, and often we get involved when the client’s own bank has rejected their support or will not help to the extent that the client needs.

We also help clients to draft business plans, produce cash flow forecasts and assist them to create a financial plan. We then observe the various outcomes and adjust their plans accordingly. In competitive marketplace profits are created by good financial planning.

Additionally, we help our clients make ongoing improvements by evaluating their business financial health, setting goals, and providing insight, easy tips and an action plan. This enables them to improve their businesses, so their financial health is sufficient to allow for access to capital for their businesses. You never know when you’ll need to buy a new piece of expensive equipment, refinance, or take advantage of a new business growth opportunity.

Our expertise, ability, dedication to our clients, and the high level relationships that we maintain with commercial funding partners worldwide is sure to improve your business efficiency, financial health and staff morale.

Meet Our Senior Management Team

Our investment experts constantly evaluate the best ways to put your money to work. Our portfolios are completely liquid, and you can access your money at any time. This is what sets us apart from the competition.


Drocelle Benezet

CEO & Financial Analyst Specialist

Drocelle is a Financial Analyst Specialist and Franchise Advisor. She is also a Chartered Accountant who has over 12 years’ experience in all manner of accounting, External Auditing and she is specialized in International Financial Reporting. Drocelle has a vast array of experience in businesses and has been involved in franchising and general businesses for over 11 years and experienced it from every angle and every aspect. Drocelle has been both a franchisee and a franchisor and has also started, ran and owned 3 franchises herself, all in different sectors. 

Drocelle is also very passionate about helping small businesses to grow and succeed. it is her biggest wish to assist SME and startUp businesses to improve cash flow into their businesses as an important part of running a successful business is knowing how to handle challenging financial situations. She believes that shaping our client’s finances will increase their capacity for cash flow management. Her aim is to “shed light on what small businesses can do to optimize their financial health”.


Shaji Anandan

Chief Operations Officer

Shaji is a strategist and business planner with international business skills.  He is adept at managing a large, multi-disciplinary team to deliver complex international projects. Shaji combines excellent strategic planning with strong communication and analytical skills to ensure client projects are delivered on time and within budget. Shaji also serve as the focal point for our investors and liaise with insurance brokers and Plan financial advisors as well as providing timely and relevant analyses. Currently engaging in international projects.

Paul Adamson

Chief Technology Officer

Paul has over 40 years’ experience in the IT industry and is skilled in many IT disciplines. Paul oversees the entire information technology department, and he is responsible for integrating business needs and requirements into IT planning and operations. He uses his considerable multitasking skills, project management and customer service experience to help clients. Paul helps small businesses to stay safe, productive and profitable through the smart use of technology. For more than 15 years, companies of all sizes have relied on Paul’s complete spectrum of managed IT and website services and solutions to address their IT challenges. From simple tasks like installing and to more complex tasks and emerging technologies, Paul can handle it all.

Michael Baptist

Chief Marketing Officer

Michael Baptist is a highly experienced management consultant hailing from North London. With over 30 years of expertise across the Legal, Financial, and Professional Educational sectors, he has held several key positions in his illustrious career. Michael has served as the Regional Vice President for Citisolutions Financial (UK) Limited and the Executive Vice President for Genistar Financial (UK) Limited.

He currently serves as the Regional Director for the Centre for Regional and International Development in the Americas.

As the Director of BapCon Limited, Michael synergizes his extensive experience to provide Marketing, cross-disciplinary coaching and training services. He firmly believes in guiding individuals towards success and excellence by leveraging his comprehensive knowledge and expertise. Michael’s diverse background ensures he brings a wealth of knowledge to the table, making him an ideal fit for any specialized program.

Olive Mukandahiro

East Africa Representative

Joséphine Ingabire

Outreach & Communication Director 

Josephine ’s passion is in the development and implementation of talent strategy, helping our clients to meet their performance goals and onboard the best of the best in the banking and finance industry. Serving as Outreach & Communication director, she oversees talent acquisition and performance development. Josephine works toward curating a company culture that aligns with Budget Mastermind’s values and community-based mission. Her responsibilities include handling public relations and developing content to be disseminated via  newsletters, press releases and any other distribution channels and she ensures messaging aligns with key business strategies.


Marie Walshe

Senior Chartered Accountant 

Marie is a qualified accountant with extensive experience in industry and practice She is fully conversant with accounting and tax issues relating to start-ups, entrepreneurs and small to medium sized companies. She has over 12 years’ experience in tax, bookkeeping and management accounts of various companies with multi-million turnover. Marie has an iron-clad reputation, with a focus on your financial success. She gets results and looks at every situation objectively.

John Oliver

Senior Budget Analyst

John is a budget analyst with 20 years’ experience in the financial industry where he specialized in opex and capex budgets, forecasts and running forecasts together with preparing Executive Summaries. This included graphical analysis reflecting the monthly, quarterly and annual results on an actual versus budget basis, reporting on various KPIs, trends, etc.

John worked for over 10 years in a six-partner firm of West End accountants where he was responsible for a number of SMEs. He looked after their day-to-day finances, prepared VAT returns and administered payroll. He was also part of a small team producing business plans for SME startUps.

John would be happy to prepare your budget needs and link it to your monthly management reports to give you a better insight into how your business is growing on an actuals versus budget basis by means of data reporting and graphical analysis.